The American amortisation system is one in which the borrower agrees to pay the lender a periodic amount consisting only of the interest on the loan and to pay, at the end of the life of the loan, the interest for the last year plus the capital borrowed.

Therefore, explained in simple terms, with this method, the person who has requested the loan pays a constant annuity that includes only the interest, but in this case, in the last period, together with the annuity, the capital initially borrowed will have to be repaid. The characteristics of this system make it a very attractive system when it comes to offering access to financing for investors in different real estate projects, adapting perfectly to the existing needs of this type of projects.