Tax payments
Tax is a compulsory payment or contribution imposed by governmental [...]
About teclea
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Auctions of Real Estate Assets
Real estate auctions consist of the sale of (often undervalued) [...]
Debt Restructuring
The restructuration of debt consists of establishing new conditions in [...]
Real Estate Investments
These are the purchase, management, and sale or rental of [...]
Real Estate Promotions
Real estate promotions, or property development, is a business process [...]
Novation of a mortgage
The novation of a mortgage is any change that occurs [...]
WIP
In real estate, WIP refers to a project in progress. [...]
Cadastral Reference
The cadastral reference is a compulsory code in Spain that [...]
Real estate promoter
The real estate promoter is the natural or legal person, [...]
Work certifications
Work certifications are documents justifying the execution of the work [...]
Cash Flow
Tries to establish the cash inflows and outflows that a [...]
Credit Quality
Degree of compliance that the issuer has with respect to [...]
REA (Real Estate Agent)
A professional who is dedicated on a regular and remunerated [...]
Investment Analysis
Study of long-term investment decisions. The purpose of this study [...]
Accelerated Amortization
Any amortization method that results in higher amortization deductions in [...]
Total Amortization
The total amortization of the mortgage is produced when the [...]
Amortization
Partial reduction of a debt or partial redemption of a [...]
Capital Amortization
Deductions from business income calculated according to taxable income. An [...]
Public deed
Document granted by and in front of a public notary [...]
Annual accounts
Documents that reflect the accounting situation of a company, showing [...]
Real estate appraisal
The real estate appraisal or real estate valuation is the [...]
Liquidity risk
Liquidity risk has two different meanings. In finance, it is [...]
Loan to Cost (LTC)
Is a ratio used in the real estate sector that [...]
Loan to Value (LTV)
Is a mortgage information ratio introduced in Spain in 2008. [...]
Bridge loan
A bridge loan is a loan that is requested due [...]
Alternative financing
Alternative financing involves all those sources of financing that are [...]
Grace period
The grace period of a loan often involves a delay [...]
Loans with mortgage guarantee
The first thing is not to confuse a mortgage loan [...]
Real Estate
Real estate property is that which refers to the possession [...]
IRR (Internal Rate of Return)
The internal rate of return (IRR) is the rate of [...]
NIR Nominal interest rate
The nominal interest rate is the return obtained in a [...]
APR Annual Percentage Rate
The acronym APR stands for Annual Percentage Rate. It offers [...]
American loan
The American amortisation system is one in which the borrower [...]
Mortgage
A mortgage is a contract whereby a debtor pledges an [...]
Loan
A loan is a financial operation whereby a person (lender) [...]