A bridge loan is a loan that is requested due to an immediate need for financing, and which is of a temporary nature, until the definitive loan is formalised, provided that future income is guaranteed by the borrower or debtor, so that he can repay.

To obtain a loan of these characteristics, the debtor must offer the lender a guarantee of future income that ensures the repayment of the loan, since, without this guarantee of future income, the lender will not grant the loan.
Although a bridge loan can be requested for business purposes, its most common purpose is to be able to purchase a new home without the obligation to immediately sell the current one.